Frequently Asked Questions

What items can be put as collateral against a loan with Discreet Funding?

Discreet Funding you can acquire a loan against Diamonds, Fine Jewelry, Luxury Watches, Gold, Coins & More.

If you have anything else to offer you can bring that as well, we will evaluate the item and will let you know how much money we can loan against it.

Where do you store your assets?

All the valuables in our custody are stored in a secured vault with adequate alarm protection and constant monitoring. Your items are fully insured while in our custody so that you can have an efficient experience with us.

How much will I have to pay monthly against my loan?

The overall monthly payment on your jewelry loan will include the subsequent interest, security, storage, and insurance fees. The amount payable will solely depend on the total amount borrowed along with the value of the asset used as collateral.

What is the minimum and maximum loan period while repaying the loan?

We offer a standard 30 days loan, that the clients can extend to any number of 30 days periods as per their convenience. We don’t have any minimum period as we give our clients enough freedom to pay their loans in full without any penalty. We also accept payment in parts, so that you would not have to worry about paying the entire sum in a single go.

How do you determine the value of my item?

Our typical LTV (loan-to-value) ratio is 65% – 75% of the estimated liquid wholesale value of your asset.